How RBI Regulates Credit Bureaus in India The email usually lands late on a Friday or early on a Monday. Subject line: “RBI Inspection – Initial Observations on Credit Information Reporting” By Tuesday afternoon, a small group is in a windowless room: the CRO, Head of Compliance, someone from IT, someone who “owns” bureau reporting […]
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RBI’s Vision for Credit Information If you read RBI circulars only as compliance items, it’s very easy to miss the bigger picture. On the surface, they look procedural. Reporting formats. Timelines. Dispute handling. Penalties. But step back and read them together, over time, and something else becomes visible. RBI doesn’t just regulate credit information. It […]
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India vs Global Credit Data: Same Tools, Very Different Reality If you work in risk or credit in India, it’s easy to look at “global best practices” and feel like we’re simply catching up. But that’s only part of the story. For lenders and risk teams comparing Indian credit practices with global markets, the differences […]
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